109 Salt Island Road
Westbrook, CT 06498
$619,000 - Middle Beach
Opportunity knocks at 109 Salt Island! This quaint cottage-style two-family offers two 2-bedroom units, each with its own separate meters and heating system, making it an ideal fit for investors, owner-occupants looking to offset their mortgage, or buyers who want a flexible shoreline retreat. With a proven track record of $70,000-$80,000 in annual revenue through a blend of short-term vacation rentals and academic-year leases, this property has shown what it can do. Since the current ownership, the home has been thoughtfully refreshed with new windows, updated landscaping, and numerous interior improvements. Prefer a single-family? The layout lends itself to an easy conversion. Stroll to local restaurants and Middle Beach, and enjoy the best of coastal living. Furnishings are available for purchase separately, allowing a turnkey start. Property is located in a flood zone; flood insurance is required. Current management willing to stay in place, Agent owned.
| Mls Number: | 24209410 |
|---|---|
| List Price: | $619,000 |
| Property Type: | Multi Family |
| Property Sub Type: | 2 Family |
| Beds Total: | 4 |
| Baths Full: | 2 |
| Sq Ft Total: | 1,542 |
| Property Tax: | $5,707 |
| Acres: | 0.14 |
| Style: | Units are Side-by-Side |
| City: | Westbrook |
| Neighborhood: | Middle Beach |
| County Or Parish: | Middlesex |
| Postal Code: | 06498 |
| Year Built: | 1900 |
| Unit Count: | 2 |
| Basement Description: | Yes |
| Color: | Blue |
| Directions: | GPS Friendly shared driveway |
| Exterior Features: | Porch |
| High School: | Westbrook |
| Original List Price: | $619,000 |
| Parking Total Spaces: | 3 |
| Sewage System: | Septic |
| Tax Year: | July 2026-June 2027 |
| Waterfront Description: | Walk to Water, Beach Rights, Water Community |
| Water Source: | Public Water Connected |
| Zoning: | HDR |
| Acres Source: | Public Records |
| Agent Owner Yn: | Yes |
| Status: | Active |
| Assessed Value: | $245,480 |
| Attic Yn: | No |
| Basement Description: | Full |
| Baths Total: | 2 |
| Comp Only Manual Yn: | No |
| Cooling System: | Window Unit |
| Current Price: | $619,000.00 |
| Display Fair Market Value Yn: | Yes |
| Driveway Type: | Shared |
| Elementary School: | Per Board of Ed |
| Elevation Certificate Yn: | No |
| Exterior Siding: | Clapboard |
| Flood Zone Yn: | Yes |
| Foundation Type: | Block |
| Fuel Tank Location: | In Basement |
| Garage & Parking: | Driveway |
| Heat Fuel Type: | Oil |
| Heat Type: | Hot Air |
| Home Owner's Assocation: | No |
| Home Warranty Offered Yn: | No |
| Hot Water Description: | Electric, 30 Gallon Tank, Tank Size Unknown |
| Laundry Room Info: | Common Laundry Area |
| Laundry Room Location: | Basement |
| Listing Contract Date: | 2026-09-23 |
| Lot Description: | N/A |
| Middle Jr High School: | Per Board of Ed |
| Mil Rate Total: | $23.25 |
| Status: | Active |
| New Construction Type: | No/Resale |
| Occupied By: | Vacant |
| Parcel Number: | 1040721 |
| Possession Availability: | negotiable |
| Potential Short Sale: | No |
| Preferred Phone: | (860) 707-0715 |
| Price: | $619,000 |
| Roof Information: | Asphalt Shingle |
| Sign Yn: | Yes |
| Sq Ft Est Heated Above Grade: | 1,542 |
| Sq Ft Total: | 1,542 |
| Swimming Pool Yn: | No |
| Total Rooms: | 7 |
| Total Rooms Multi Family: | 7 |
| Under Agreement Yn: | No |
| Year Built Source: | Public Records |
Listing Courtesy of: Coldwell Banker Realty
Listing Agent: Ali White J Ginnett
(860) 222-5460
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Smart MLS Inc. data last updated on October 08, 2026 05:24 PM - ET
Property Last Updated: October 08, 2026 05:24 PM - ET
